One link.Documents in.Deals closed.No chasing
Send your borrower one link. They upload from their phone with no account, every file lands in your own Google Drive or OneDrive, and Rakolto chases whatever is still missing.
From $30/month · Sign in with Google or your email address
- Photo IDlicense.jpg · Monday Received
- W-2 (2025)w2-2025.pdf · just nowWaiting Received
- Last 2 pay stubsscan.pdf · just nowWaiting Received
- Bank statementsscan.pdf · just nowWaiting Received
- Gift letterWaiting
Rakolto reminds Jane about the gift letter tomorrow.
The follow-up tax
Every loan, the same ritual: “Just following up.” “Did you get my last email?” “Still need that W-2.” Closings slip while you play inbox detective.
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Everything Rakolto does
From the link your borrower taps to the report you check on Friday. Pick one to jump straight to it.
For your borrower
Want the step-by-step? Read the guides
Borrower upload page
No account for your borrower.
Your borrower gets one link by email. It opens a simple checklist on their phone: no sign-up, no app to install, nothing to type.
- Works on any phone or computer
- The link lasts 90 days from the last time it was sent
- A co-borrower can upload on the same link
9:41
Tuesday, 14 September
Mail · now
Dana Reyes via Rakolto
Please upload 4 documents for your loan. No account needed.
Secure upload
Dana Reyes needs a few documents
- Photo IDUploadUploaded
- Last 2 pay stubsUploadUploaded
- W-2 (2025)UploadUploaded
- Bank statementsUploadUploaded
Files go straight to your broker's own drive.
Borrower upload page
Photos in. One PDF out.
Your borrower photographs a four-page statement, and the photos become a single PDF before they upload. You get one file, not a camera roll.
- Photos are turned the right way up and resized
- Or they attach a PDF they already have
- Up to 25 MB per file
Bank statements
3 photos → one PDFGoogle Drive or OneDrive
Every file lands in your own drive.
Uploads go straight from your borrower's phone into your drive, in a folder named for them. Nothing to download and nothing to move.
- One folder per loan, inside “Rakolto - Client Documents”
- Files never sit on Rakolto's servers
- On Google Drive, Rakolto can only see the files it created
- Photo ID - license.jpgjust now
- Last 2 pay stubs - scan.pdfjust now
- Bank statements - scan.pdfjust now
New loan
One form sets up the whole loan.
Add the borrower and the documents you need, or start from a template you saved. Rakolto creates the folder, builds the checklist and emails the link.
- Save the checklists you send most as templates
- Add a co-borrower and a private note
- Choose the drive, if you've connected more than one
New loan
Borrower
Documents to request
- Folder created in your drive
- Checklist saved
- Secure link ready
- Email sent to Jane
Reminders
Rakolto does the follow-up.
Until the checklist is complete, your borrower gets a reminder listing only what's still missing. After 4 reminders it stops and flags the loan for you.
- Every 12 hours, daily, or up to a week apart
- Up to 10 reminders, or switch chasing off
- Pause and resume any loan
Chase automatically
How often
At most 4 reminders per loan
- Request sent to JaneDay 0
- Reminder 13 still missingDay 1
- Reminder 22 still missingDay 2
- Reminder 31 still missingDay 3
- Reminder 41 still missingDay 4
- Reminders used up · moved to Needs attention
Dashboard
See which loan needs you first.
The dashboard ranks every loan that needs a hand, from links never opened to documents sent back, with the fix one click away.
- Flags loans that have gone quiet
- Resend, copy the link or resume reminders in place
- Active loans, documents in and open tasks at a glance
Welcome back, Dana
Active loans
12
Documents in
38/52
Open tasks
5
Needs attention
3
Needs attention
- Jane AlvarezLink never opened · 2 daysResend
- Omar HaddadReminders used up · 4 of 4Message
- Priya ShahWaiting on a new copy · 1 dayCopy link
Loan page
Blurry scan? Ask again in one click.
Send any document back with a reason. Your borrower sees what was wrong and uploads a new copy on the same link.
- The reason shows on their upload page and in the email
- The old copy stays in your drive, renamed
- Works on any document you've received
Jane Alvarez
Jane's upload page
Loans
Every loan in one list.
Search, filter and sort all your loans, see progress at a glance, and act on up to 200 at once.
- Resend, pause, complete or archive in bulk
- Export to CSV
- New uploads are badged until you've seen them
- Jane Alvarez3/5Active
- Omar Haddad5/5Complete
- Priya Shah1/4Active
- Luis Moreno2/6Active
Notifications
Know the moment a document lands.
Get an email for every upload or one summary a day, and find everything in the bell inside the app.
- Choose which alerts you get
- Snooze a loan until something new happens
- Daily summary on Pro and Plus
Loans
2Notifications
- Document arrivedJane Alvarez · Last 2 pay stubsnow
- Document arrivedOmar Haddad · W-2 (2025)5m
- Reminder summary6 reminders sent today2h
Email me about uploads
Tasks
Your to-dos, next to your loans.
Keep the rest of the work on a board: order the appraisal, call the title company. Link each task to a loan and give it a due date.
- Drag between To do, In progress and Done
- Priorities and overdue flags
- Filter by loan, or sort by due date
2 due today · 1 overdue
To do
In progress
Done
Contacts
Your borrowers, in one place.
Every borrower's details and your private notes, with every loan they're on and what they still owe you.
- Jump to any name with the A–Z strip
- Start a new loan from a contact
- Change an email once and every loan picks it up
- AAaron Blake
- BBeatriz Costa
- CChen Wei
- DDiego Ramos
- EElena Petrova
- FFarah Aziz
- GGrace Kim
- HHassan Ali
- IIsla Murphy
- JJonah Price
- KKenji Sato
- MMaya Singh
- NNoah Brooks
- OOlivia Grant
Maya Singh
maya.singh@example.com
Reports
See where documents get stuck.
Track how fast documents come in, what's still outstanding and which documents stall most, over any period.
- From the last 30 days to the last 12 months
- Export to CSV or PDF
- See how many reminders went out
Documents in
128
Typical turnaround
2.4 days
Outstanding
14
Chases sent
36
Documents in
Still waiting, by days open
- 0-29
- 3-75
- 8-143
- 15-302
- 30+1
Archives
Put finished loans away, not in the bin.
Archive a loan to clear it from your lists. Reminders stop and the upload link pauses, and you can restore it any time.
- Files in your drive are never touched
- Restoring brings the link back
- Archive and restore in bulk
- Jane AlvarezActive
- Priya ShahActive
- Omar HaddadCompleteArchive
Archives
Archived loans wait here.
Files in your drive are never touched.
Your keys, your drive
Your clients’ documents never pass through us.
They upload straight from your borrower's device into your own Google Drive or OneDrive, over an encrypted connection - using a scope that only ever sees the files Rakolto creates. Nothing to keep, nothing to lose. You hold the keys; we hold nothing.
Three plans, one workspace.
Unlimited loans on every plan.
Loans, documents and borrowers are never capped. What scales with the plan is how much chasing you can send, plus a few workflow extras - and we publish every number.
Starter
$30 /mo
$25/mo billed annually
250 Email Credits·250 Message
a month - about 16 loan files
Pro
$45 /mo
$38/mo billed annually
500 Email Credits·500 Message
a month - about 33 loan files
Plus
$60 /mo
$50/mo billed annually
1,000 Email Credits·1,000 Message
a month - about 66 loan files
- ✓Unlimited loans & documents
- ✓Automatic email reminders
- ✓Files saved to your own Google Drive or OneDrive
- ✓Arrival alerts the moment a doc lands
Prices exclude tax. Tax is calculated at checkout.
Practicing broker? Twenty get it free in the test program.
Send the link.
We’ll take it from here.
Set up your first loan in under a minute. No contract, cancel anytime - from $30 a month.